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NOTICE
OF YOUR FINANCIAL PRIVACY RIGHTS
We, our,
and us, when used in this notice,
mean Farmers State Bank of Canton.
This is our privacy
notice for our customers. When we use the words
"you" and "your" we mean the
following types of customers.
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Our consumer
customers who have a continuing relationship
by purchasing or holding financial products or
services such as a(n):
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Deposit
account
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Loan
account
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Retail
installment contract we hold and service
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All IRA
accounts for which we act as custodian
We will tell you
the sources of the information we collect about
you. We will tell you what measures we take to
secure that information.
We first define
some terms.
Nonpublic
personal information means information
about you that we collect in connection with
providing a financial product or service to you.
Nonpublic personal information does not include
information that is available from public
sources, such as telephone directories or
government records. Hereafter, we will use the
term "information" to mean nonpublic
personal information as defined in this
section.
An affiliate is a company we own
or control, a company that owns or controls us,
or a company that is owned or controlled by the
same company that owns or controls us. Ownership
does not mean complete ownership, but means
owning enough to have control.
A nonaffiliated
third party is a person we do not employ
or a company that is not an affiliate of ours.
This is also known as nonaffiliated third party,
or simply, an "other party."
THE
INFORMATION WE COLLECT
We collect
information about you from the following sources:
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Information
you give us on applications or other forms
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Information
about your transactions with us
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Information
about your transactions with other parties
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Information
from a consumer reporting agency
INFORMATION
WE DISCLOSE ABOUT YOU
We do NOT
disclose any information about you to anyone, except as
permitted by law. Examples of this might include
disclosures necessary to service your account or prevent
unauthorized transactions.
THE
CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR
INFORMATION
We restrict access
to information about you to those employees who need to know
that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards to
protect this information.
INFORMATION
ABOUT FORMER CUSTOMERS
We do not disclose
information about former customers, except as permitted by
law.
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