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NOTICE
OF YOUR FINANCIAL PRIVACY RIGHTS
We, our,
and us, when used in this notice,
mean Farmers State Bank of Canton.
This is our
privacy notice for our customers. When we use
the words "you" and "your"
we mean the following types of
customers.
-
Our consumer
customers who have a continuing relationship
by purchasing or holding financial products
or services such as a(n):
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Deposit
account
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Loan
account
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Retail
installment contract we hold and
service
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All IRA
accounts for which we act as custodian
We will tell you
the sources of the information we collect about
you. We will tell you what measures we take to
secure that information.
We first define
some terms.
Nonpublic
personal information means information
about you that we collect in connection with
providing a financial product or service to
you. Nonpublic personal information does not
include information that is available from
public sources, such as telephone directories
or government records. Hereafter, we will use
the term "information" to mean
nonpublic personal information as defined in
this section.
An affiliate is a company we own
or control, a company that owns or controls
us, or a company that is owned or controlled
by the same company that owns or controls us.
Ownership does not mean complete ownership,
but means owning enough to have control.
A nonaffiliated
third party is a person we do not
employ or a company that is not an affiliate
of ours. This is also known as nonaffiliated
third party, or simply, an "other
party."
THE
INFORMATION WE COLLECT
We
collect information about you from the following
sources:
-
Information
you give us on applications or other forms
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Information
about your transactions with us
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Information
about your transactions with other parties
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Information
from a consumer reporting agency
INFORMATION
WE DISCLOSE ABOUT YOU
We do
NOT disclose any information about you to anyone,
except as permitted by law. Examples of this
might include disclosures necessary to service your
account or prevent unauthorized transactions.
THE
CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR
INFORMATION
We
restrict access to information about you to those
employees who need to know that information to
provide products or services to you. We maintain
physical, electronic, and procedural safeguards to
protect this information.
INFORMATION
ABOUT FORMER CUSTOMERS
We do
not disclose information about former customers,
except as permitted by law.
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